Cyber insurance for SMBs: coverage, prevention and response

The policy exists, the protection doesn't

Companies buy coverage, then face claim denials over controls the insurer assumed they already had.

The requirements keep growing

MFA, endpoint protection, backup verification. Insurers want proof of all of it, and most companies cannot keep up.

No one can prove anything

When a claim hits, there is no audit trail. The insurer says the controls were missing, the company says they weren't, and everyone loses.

40%

of cyber claims were denied in 2024 over requirements the company could not prove it met.

Our insurance partners

Only the very best stand behind your policy.

A-rated global carriers and cyber-native underwriters back every policy, so the coverage holds when it matters.

The financial half

Coverage that actually pays.

Your AI CISO logs every fix with proof, so the evidence your insurer asks for is ready before they ask. Your insurability climbs as you remediate, and once you cross the line it quotes your policy with the right carriers, inside the same product. When a claim comes, you can show exactly what was in place. The coverage becomes the last layer of your defense, and it holds.

1

Free scan

Your posture and your insurability, computed on the spot.

2

Remediate and climb

Every fix moves you closer to the insurability line.

3

Quote your policy

With your security already proven, a better premium.

4

It pays for itself

Turning on prevention cuts your deductible by 25%.

Inside the product

Where the quote comes from.

Your insurability is computed from your live posture, and the policy is quoted in the same console. No forms, no guesswork: the number and the premium share one source of truth.

app.getaxyom.com/insurance

Insurability

82 / 100 Insurable
insurable at 75

Computed from your posture

MFA enforced
100%
Backups verified
100%
Endpoint protection
86%
Exposed services
64%

Your quote

3 carriers responded
Cyber Best match
€4,120 /yr

€1M limit · deductible −25% with prevention on

D&O Directors & officers
€1,860/yr
General liability Professional & public RC
€980/yr
Bind Cyber policy

Coverages

Three lines, one posture.

The platform measures and improves your posture. The posture feeds your insurability. And from the same place you contract the three lines your company actually needs.

Quoted from posture

Cyber

The core line. Priced from your live posture, not a questionnaire. Every fix your AI CISO ships improves the premium, and the evidence for a claim is already logged.

D&O

Directors and officers. A breach is a board problem: personal liability for the people running the company. Contracted from the same console, informed by the same posture.

General liability

Professional and public liability. The everyday coverage your contracts demand, bundled where your risk already lives so renewals stop being a paper chase.

FAQs.

What is cybersecurity?

Cybersecurity is the practice of protecting your systems, networks and data from digital attacks. It combines technology, processes and expert judgment to detect, prevent and respond to threats before they turn into a real problem for your business.

What does a cyber insurance policy cover?

It covers incident response, data recovery, third-party liability, business interruption losses and the legal costs arising from a cyberattack.

How much does cyber insurance cost for my company?

The price depends on your company size, your sector and your exposed surface. We negotiate directly with carriers to fit the premium to your real risk profile.

What should I do if I'm the victim of a cyberattack?

Contact our 360 support team immediately: we coordinate the response with your carrier, contain the incident and guide you through recovery from start to finish.

What types of cyberattacks are covered?

Ransomware, phishing, CEO fraud, denial of service, data breaches and unauthorized access, among other common attack vectors.

Whatever your business, we have the perfect cyber insurance for you.

Start now.